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You deserve a place to call home. Lay down roots with help from locals who just might be your neighbors.

Key Features

  • Competitive Rates
  • Refinancing Available
  • Local Decision-Making
  • Personal Service
  • Competitively low rates for purchase, refinance, or construction
    • Fixed-rate mortgages up to 30 years
    • Adjustable-rate mortgages (ARMs)
  • Second home, lake home, and cabin financing available
  • Accommodating terms, custom-tailored to customer's situation
  • A wide range of financing options available:
    • USDA rural development loans
    • First-time homebuyer specials
    • Construction loans
    • Balloons
    • Land-only loans
    • Second mortgages
  • Low to no down payment options
  • Lenders with experience in the local real estate market
  • Insurance coverage options available
  • Helpful service, centered on your needs
  • Local decision-making and processing in Otter Tail, Becker & Douglas Counties

Local Banking Experts

Proudly Serving Lakes Country Since 1903

Your Team

About Us