Local Banking Experts
Proudly Serving Lakes Country Since 1903
Home Loans
Unlock the door to your dream home with our versatile home loan solutions, offered at My Kind of Bank branches in Henning, Ottertail, Battle Lake, Evansville, and Detroit Lakes. Whether you're a first-time homebuyer, looking to refinance, or purchasing a new home, we offer low rates, flexible terms, and personalized guidance every step of the way. Start your homeownership journey with My Kind of Bank, a bank that truly cares.
Home Mortgage Loans
- Competitively low rates for purchase, refinance, or construction
- Second home, lake home, and cabin financing available
- Low to no down payment options
Home Equity Loans
- Utilizes your home's equity to secure financing
- Competitively low rates for a wide range of short-term needs:
- Interest paid may be tax deductible1
Home Equity Line of Credit (HELOC)
- Utilizes your home's equity to secure financing
- Only pay interest on the part that's used
- Direct, anytime access to funds without reapplying
Construction Lines of Credit
- Competitively low rates for ongoing construction projects
- Lenders with experience in the local real estate market
- Helpful service, centered on your needs
- Local decision-making and processing in Otter Tail County