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Home Mortgage Loans

  • Competitively low rates for purchase, refinance, or construction
  • Second home, lake home, and cabin financing available
  • Low to no down payment options
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Home Equity Loans

  • Utilizes your home's equity to secure financing
  • Competitively low rates for a wide range of short-term needs:
  • Interest paid may be tax deductible1
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Home Equity Line of Credit (HELOC)

  • Utilizes your home's equity to secure financing
  • Only pay interest on the part that's used
  • Direct, anytime access to funds without reapplying
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Construction Lines of Credit

  • Competitively low rates for ongoing construction projects
  • Lenders with experience in the local real estate market
  • Helpful service, centered on your needs
  • Local decision-making and processing in Otter Tail County
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Local Banking Experts

Proudly Serving Lakes Country Since 1903

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