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First National Bank has a competitive array of products and services. Contact us to get a rate quote on any product or service not listed below.

Interest rate and APY may change after account is opened. APYs accurate as of 2/12/2021. Fees could reduce earnings. Rates and fees may change without notice. Rate = Interest Rate. APY = Annual Percentage Yield.

FNB Cash Checking* Learn More

Balance Minimum Required Opening Deposit Rate APY
0 - $35,000 $100 4.09% 4.09%
$35,000+ $100 0.25% 4.09% to 0.25%
All balances if qualifications not met $100 0.10% 0.10%


Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your FNB checking account each monthly qualification cycle.

  • Have at least 15 debit card purchases post and settle
  • Have at least one direct deposit, bill pay, or ACH payment transaction post and settle.

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